Architecture
All planning without execution is diagnosis without a prescription. Our software builds the plan, and the platform tracks its implementation in the same place.
Institutional Architecture
Built for Private Wealth
Determined Outcomes. Shaped for Generations.
The ecosystem
We are pretty proud of the company we keep.
Bonsai partners with enterprises and fee-based advisors who see wealth management differently — advisors who value a personalized ALM strategy, holistic planning, and a unified platform, and who want to be part of a strong brand and community built for growth. Together, we’re committed to a more connected, client-centric approach focused on meaningful outcomes.
It’s the ecosystem we’ve built. Partnering with Bonsai gives you access to a bench of specialists, so you can address client needs without building or managing each capability yourself.
MyBonsai
Pension-style asset-liability management, applied household by household — so advisors can show clients what it takes to fund the retirement they intend, under the assumptions entered.
Turnkey asset management platform
Portfolio management infrastructure, delivered as a flexible, advisor-branded platform — portfolio construction and tax-aware management without having to build or staff an internal investment operations team.
Outsourced CIO
Investment oversight and portfolio construction, without the need for an in-house investment committee — a disciplined, professionally managed investment process.
High-end risk protection
Access to an insurance brokerage for sophisticated personal and commercial risk needs — closing a risk-management gap an advisory practice is often not set up to address on its own.
Insurance and income protection
Access to an insurance marketing organization, giving advisors broad, well-supported access to the fixed insurance marketplace — backed by case-design support.
Business owner planning
The data and tools to help answer a question many business-owner clients ask: “What is my business worth?” — an estimate through an integrated third-party valuation provider. MyBonsai does not produce appraisals, certified valuations, or fair market value opinions. Turn a soft planning conversation into a concrete, numbers-backed process.
Licensing determines what advice any user may give; the platform does not substitute for it. Product availability varies by state and carrier.
MyBonsai does not recommend, rank, sell, execute, or bind products or carriers.
Our people
Our team pairs institutional discipline with decades of private wealth experience.
Select a card to read their bio
Robert DeChellis
Founder and CEO
Robert DeChellis is the Founder and CEO of Bonsai, where he is leading a new approach to wealth management built on Personalized Asset-Liability Management. The firm brings together financial planning, investment management, and insurance into a unified platform, enabling advisors to align assets with future liabilities and deliver more complete, outcome-oriented guidance to their clients.
Prior to founding Bonsai, Robert served as President and Chief Strategist for the Allianz Exchange, a division of Allianz Life Insurance Company of North America, where he led the integration of strategic partnerships, technology, and intellectual capital to advance retirement solutions and industry thought leadership. He also served as President and CEO of Allianz Life Financial Services and held senior leadership roles at Travelers, Jackson National Life Insurance Company, and Goldman Sachs.
Robert has been a longstanding leader in the financial services industry, serving as Chairman of the Insured Retirement Institute (IRI) and Vice Chair of the Invest in Others Charitable Foundation.
Beyond his professional work, Robert is committed to giving back. He actively supports the Trailhead Community, a nonprofit dedicated to expanding access to independent living for adults with developmental disabilities. Its mission is to help individuals live meaningful, self-directed lives in homes of their own—creating stability, dignity, and a true sense of belonging.
He holds a BS in Finance from the University of Colorado Boulder, an MBA from the Kellogg School of Management and his Series 65 license. Robert lives in Boulder, Colorado and enjoys cooking, fly fishing, and traveling with family and friends.
Bill Landes
Chief Investment Officer
Bill Landes is Chief Investment Officer, Founding Partner, and a member of the Board of Directors at Bonsai. He brings nearly four decades of experience across global asset allocation, fixed income, currency, and alternative investments.
Bill is widely recognized for his leadership in outsourced chief investment officer (OCIO) and fiduciary management. Most recently, he served as Global Co-Head of OCIO and Fiduciary Management at Columbia Threadneedle Investments. Prior to that, he was Global Head of Investment Solutions and U.S. OCIO, where he led the development of customized portfolio solutions for a global client base and helped grow the platform to approximately $100 billion in assets under management. He also held responsibility for U.S. institutional sales and previously led the firm's alternative investments business.
Earlier in his career, Bill held senior roles across both traditional and alternative investment platforms. At Gottex Fund Management, he was a senior member of the alternatives team, focused on multi-asset and fund-of-hedge-funds strategies. He also served as CEO of 2100 Capital, where he oversaw a multi-strategy hedge fund and broader alternative investment capabilities.
Bill spent nearly two decades at Putnam Investments, where he played a key role in building the firm's global asset allocation and currency management capabilities. During that time, he helped launch one of the industry's early global asset allocation mutual funds and led teams responsible for large-scale fixed income portfolios, as well as equity and credit research across both quantitative and fundamental disciplines.
He holds a PhD in Finance and has served on the finance faculties of two U.S. universities. Bill brings a deeply analytical, institutional perspective to investment management, grounded in both research and real-world portfolio construction.
Chris Jones
Head of Strategy
Chris is Head of Strategy at Bonsai, where he leads platform strategy and methodology design across the firm.
He has spent more than twenty-five years in wealth management with roles at Piper Jaffray, Morgan Stanley, Meristem (now Cresset), and Wells Fargo Private Bank. As Senior Vice President at First Western Trust, he helped lead the firm's growth and expansion across Wyoming and Montana. He went on to found CanterPartners Capital, a private capital advisory firm focused on structured finance and capital restructuring. Across those roles, he advised ultra-high-net-worth families and closely held businesses whose income, assets, and ownership structures rarely fit into a template.
That experience shaped the conviction behind the platforms he leads today — built for the advisors who uniquely serve those families.
Liz Hayden
Chief Product Officer
Liz Hayden is Head of Product at Bonsai, where she translates strategic vision into execution — building the operating cadence, governance, and technology needed to better serve financial advisors. She leads cross-functional delivery of new services, products, and processes to drive growth while improving efficiency, scalability, and client outcomes.
Liz began her career in the 1990s as personal computing and internet-based portfolio management tools reshaped wealth management and helped independent advisory firms scale. She entered the Registered Investment Advisor community at Trust Company of America, a technology-forward independent custodian purpose-built to support advisors. There, she was a key contributor to the success of the firm's model rebalancing and trading platform — partnering directly with advisors, translating needs into build-ready specifications, validating releases through rigorous testing, and enabling adoption through training and support. As Director of Product Management, Liz led a team focused on advisor solutions, introduced Agile development practices, owned the strategic roadmap, and expanded the organization's APIs and integrations.
In parallel, Liz played an instrumental role in building the firm's proprietary custody platform, supporting critical operational functions including account opening, funding, ACAT processing, cash management, trade execution, and settlement. Following the company's acquisition by E*Trade, she leveraged her deep custody and product expertise to take on broader leadership, ultimately managing the full operations organization. In that role, she improved operational efficiency and guided the team through the transition to remote work during the pandemic.
Liz continued as EVP of Operations through multiple enterprise transitions — including E*Trade's integration into Morgan Stanley and the subsequent move to Axos Financial — providing continuity, risk management, and execution discipline during change. With a renewed focus on innovation for advisors, she returned to product leadership full-time and partnered closely with teams at Axos Bank to deliver banking solutions tailored to advisory firms.
After nearly three decades in the industry, Liz briefly stepped away before returning to pursue Bonsai's mission of bringing Asset and Liability Management (ALM) to advisors. She joined Bonsai in 2025 and is excited to help deliver an advisor workstation that applies ALM-based financial planning to holistically manage investor households — improving outcomes while proactively managing risk.
Liz graduated Magna Cum Laude from Colgate University with a Bachelor of Arts in Economics, Minor in Philosophy. She maintains a FINRA Series 99 license and a Certified Product Management designation from the Pragmatic Institute. When not working, she enjoys time in her garden with her four cats.
Amy Smith
Chief Compliance Officer and Head of Advisor Success
Amy Smith is the Chief Compliance Officer and Director of Advisor Onboarding at Bonsai, where she leads the firm's compliance program and oversees the advisor onboarding experience. In this role, she helps ensure that Bonsai's growth is built on a strong regulatory foundation while creating a seamless path for advisors adopting the Bonsai methodology. She works closely with teams across the organization to keep compliance, operations, and advisor success aligned.
Amy spent 25 years at TIAA, where she built a career spanning broker-dealer and investment adviser operations. Most recently, she served as Director of Regulatory Risk, Readiness & Compliance, advising leadership on regulatory change, supervision, and control frameworks for a national organization of more than 700 registered representatives. Earlier in her career, she led multi-site teams and supported financial advisors and high-net-worth clients, giving her firsthand insight into the advisor and client experience across retirement, annuity, investment, and insurance products. Before joining TIAA, Amy began her career as a high school teacher in math and computer science.
Amy brings a collaborative, solutions-oriented approach to compliance, pairing strong regulatory judgment with a builder's focus on scalable process. She is committed to supporting advisors while upholding the standards that protect them and their clients.
Beyond her professional work, Amy is committed to developing the next generation of talent. A dedicated mentor throughout her career, she volunteers at a local technical school, where she helps students prepare for their careers by conducting mock interviews.
Amy earned her Bachelor of Arts in Mathematics and Education from Adams State University. She holds her FINRA Series 7, 24, and 66 licenses and a Colorado Health, Life and Annuity license. She is based in the Denver/Boulder area, where she enjoys hiking, paddle boarding, martial arts, and traveling with family.
Joshua Remer
Senior Director, Technology
Joshua Remer is the Senior Director of Technology at Bonsai, where he oversees platform development and IT infrastructure and leads technical work on the MyBonsai platform. In this role, he helps shape strategic business direction and manages the end-to-end development of the technology that powers the company's solutions for advisors.
Joshua brings more than 15 years of technology experience across several industries and leadership roles, including Chief Information Officer. His background includes leading the development of new platforms from the ground up on Microsoft infrastructure, with a consistent focus on applying technology to solve operational problems and deliver tools people use.
Through his role at Bonsai Joshua is dedicated to driving innovation in FinTech and is passionate about leveraging technology to empower advisors with better tools, making financial planning more accessible and effective for the people it serves. He fosters a collaborative environment where innovative ideas are encouraged and works closely with cross-functional teams to keep technical execution aligned with Bonsai's mission of helping people achieve financial well-being.
Outside of work, Joshua is a lifelong sports fan who played football in college and remains a devoted Oregon Ducks supporter. He spends his free time golfing, at the pool or beach, and expanding his technical skills through personal coding projects. Joshua grew up the oldest of five and is now a proud husband and father to his wife and two-year-old daughter.
Shelly Osterberg
Senior Director, Relationship Management
Shelly is Senior Director, Relationship Management at Bonsai, where she supports executive leadership in developing and strengthening strategic partner relationships that are critical to the firm's long-term growth. In this role, she focuses on deepening engagement with key enterprise partners and distribution relationships, ensuring alignment between Bonsai's capabilities and partner objectives. She works closely with internal leadership and external stakeholders to identify opportunities, enhance collaboration, and deliver solutions that drive mutual value.
Shelly brings a strategic, relationship-first approach to her work, combining executive-level partnership support with a strong focus on execution. She collaborates cross-functionally to align partner needs with Bonsai's platform, helping to expand relationships, improve connectivity, and unlock new avenues for growth. Working closely with teams across the organization, she helps strengthen Bonsai's position as a trusted and valued partner.
Shelly brings more than three decades of experience across credit and asset management, with a career that spans some of the most recognized institutions in financial services. At Citizens Bank of Maryland, Moody's Investors Service, and Goldman Sachs Asset Management, she built deep expertise in sales, marketing, and relationship management — developing a track record of building and managing sophisticated client and partner relationships, communicating complex financial concepts, and driving business development across institutional and retail markets.
Alongside her work at major financial institutions, Shelly brings an entrepreneurial spirit to her career. She has held sales, marketing, and capital-raising roles for a diverse range of startups and early-stage ventures, including a hedge fund, a documentary film production company, a business advisory firm, and a skincare company. This breadth of experience across industries has given her a versatile, adaptable skill set and a deep appreciation for the unique challenges that growth-stage organizations face.
Shelly earned her Bachelor of Science in Business Administration from Bucknell University. She holds her Series 6, 63, and 65 licenses. She is based in Boulder, Colorado, where she enjoys golf, platform tennis, pickleball, hiking, and spending time outdoors with her dog, Nacho.
Frank Porcelli
Founding Partner
Frank Porcelli is a Founding Partner of Bonsai and a highly regarded leader in wealth and asset management, known for his collaborative approach and deep industry relationships.
He is currently a Managing Partner at Convergency Partners, where he advises asset managers, wealth management firms, and financial technology companies on growth strategy and execution.
Frank spent more than 14 years at BlackRock, most recently serving as Head of U.S. Wealth Advisory. During his tenure, he led the transformation and expansion of the business from approximately $250 billion to nearly $1 trillion in assets under management. He played a key role in integrating iShares with active strategies, building out the independent advisor channel, and shifting the firm's focus toward portfolio construction and holistic client solutions.
He continues to serve as a senior advisor to BlackRock and is a board member of iCapital, a leading platform for alternative investments.
Earlier in his career, Frank held senior leadership roles at Putnam Investments and Goldman Sachs, following foundational experience at Smith Barney.
Frank brings a combination of strategic insight, industry connectivity, and operating experience, with a focus on helping firms navigate growth, innovation, and evolving client needs.
Jeff Miller
Founding Partner
Jeff has had a dynamic career as an operator and growth driver across the financial services ecosystem, both domestically and internationally, and has had executive roles in Asset Management, Wealth Management, Consulting, and Fintech.
His career started in the mid-80s as a lawyer in Washington DC. After deciding to leave law, he joined wealth management firm Shearson Lehman Hutton before joining Putnam investments in the mid-90s where he launched its 401k business for Advisors and its variable annuity and sub-advisory businesses,
After working abroad for Putnam, Jeff returned to the states and joined Mercer as President of its Global Outsourcing business, President of Mercer Trust, and Executive Committee member. Following that, Jeff joined UBS as the head of Advice and Platforms, which included all fee-based products and tech, mutual funds, ETFs, financial planning, discretionary model management, manager research, and retirement accounts.
Dave Schrohe
Founding Partner
Dave has amassed over 25 years of wealth management industry experience in leadership roles at RIAs and larger institutions. His passion has been to drive growth through an unrivaled focus on the client, a dedication to the development and evolution of advisors and staff, and a commitment to taking advantage of technology and innovation to improve everyone’s experience. His belief in establishing a strong culture and brand supporting these principles has been paramount to the success of the organizations he has led.
Most recently, Dave was President of Lenox Wealth Advisors (LWA), leading a team of professionals in the development and execution of an innovative client-focused strategy across financial planning, investments, business development, relationship management and operations resulting in 4X organic AUM growth in under five years. He was also responsible for leading an aggressive inorganic growth plan with deep support from LWA’s parent company, NFP. Prior to this role, Dave ran the Private Wealth Management business for Lenox Advisors.
Dan DeChellis
Founding Partner
Dan is a Partner at Bonsai. With over 23 years of experience in financial services, he has held roles ranging from retail to wholesale distribution as well as leadership positions within financial institutions and insurance companies.Dan began his career as a retail advisor with Raymond James & Associates and First Union Securities. From there his career evolved into the wholesale distribution of annuities, life insurance, retirement plans and mutual funds. He represented Hartford Life, American Express and Nationwide over the course of 17 years.In a feature driven environment, Dan’s passion is assisting financial professionals to distinguish themselves through planning innovation. Dan’s understanding of the significant risks of longevity and healthcare play a critical role in how he views retirement solutions for the future.Dan earned his degree in Finance from the University of Alabama.Dan lives in Cornelius, NC and enjoys golf, fishing and spending time with his sons Barron and Mason.
Rob Foregger
Board Member
Rob Foregger is a Board Member of Bonsai and a pioneering fintech executive with more than 25 years of experience building and scaling innovative financial services businesses.
He is best known as Co-Founder of NextCapital, an open-architecture enterprise digital advice platform serving the defined contribution market, which was acquired by Goldman Sachs. He also co-founded Personal Capital, one of the first digital financial advisors, later acquired by Empower Retirement.
Earlier in his career, Rob held senior leadership roles across banking, brokerage, and investment management. At Fidelity Investments, he led the firm's Bankerage business, helping bring to market one of the first integrated brokerage and banking platforms offering FDIC-insured products through third-party bank partnerships. He also founded EverBank, one of the nation's early direct banks and a pioneer in delivering full-service banking capabilities to financial advisors.
Rob has been widely recognized for his innovation and impact, including being named to the CNBC Disruptor 50 list. His work has also been recognized by Forbes, Businessweek, and the Online Banking Report for advancing digital banking and wealth management.
He holds a Bachelor of Science in Business Administration from the University of Vermont, with concentrations in finance and international management.
Suzanne Siracuse
Board Member
Suzanne Siracuse, Founder and CEO of Suzanne Siracuse Consulting, LLC, specializes in advising financial services firms on innovative business strategies, distinctive marketing programs and impactful advocacy initiatives around diversity, financial literacy, and next gen talent.
Ms. Siracuse is also the Creator and Host of the Focused on the Future podcast series in partnership with WealthManagement.com.
Ms. Siracuse is the former CEO and Publisher of Investment News where she oversaw the vision and strategic direction for all their platforms including print, digital, events and research. Under her leadership, Investment News launched initiatives to support the evolution of the financial advice profession, specifically in the areas of Practice Management, Wealthtech, Women's Leadership, Diversity & Inclusion, Innovation, NextGen and Financial Literacy.
An industry thought leader, she is a frequent speaker, moderator and columnist on topics ranging from marketing and leadership to financial literacy and fintech. Ms. Siracuse is a founding member of the Invent Elite consulting consortium, which focuses on developing, launching, branding, and operationally supporting broad-based technology initiatives for financial services firms.
In addition, Ms. Siracuse is on the Board for the non-profit, Savvy Ladies, is an advisory board member of the American College's Center for Women and is on the Board of Directors for Bonsai, LLC. She has been recognized by InvestmentNews with the Women to Watch "Trailblazer" award and by Think Advisor Luminary for her contributions on Diversity Equity and Inclusion in the wealth management industry.
Ms. Siracuse is an active volunteer at the Animal Rescue Fund in East Hampton, NY and an advocate for the humane treatment of animals. She holds a BS in Business from Rider University. She, and her husband, Lee, reside in New York City.
Robbie Cannon
Board Member
Robbie Cannon is a Board Member of Bonsai and a seasoned asset management executive with extensive experience leading investment organizations and driving strategic growth.
He spent more than two decades as CEO of Horizon Investments, where he played a central role in building and scaling the firm into a respected leader in goals-based investing and portfolio management. Under his leadership, Horizon developed innovative investment strategies designed to help advisors deliver more personalized, outcome-oriented solutions to their clients.
In addition to his executive leadership, Robbie has served on multiple industry boards, including Money Management Institute, where he contributed to advancing industry standards and innovation, and Founders Financial.
Robbie brings deep expertise in investment strategy, portfolio construction, and advisor-focused solutions, along with a collaborative, forward-looking perspective that supports innovation and long-term growth across the organizations he serves.
Ping us
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conversation
Whether you lead an independent practice or an enterprise, we’ll show you how the Bonsai platform, Co-Intelligence and our partner ecosystem can help you become indispensable to the households you serve.
- info@mybonsai.com
- Phone
- +1-833-266-7249
- Office
- 1406 Pearl Street, Suite 200
Boulder, CO 80302
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Privacy policy
This Privacy Policy governs the information collected by Bonsai Advisors LLC and its affiliates (“Bonsai”, “we”, “us”, or “our”) on its websites and through its online services (the “Service”). This Privacy Policy is incorporated by reference into the Bonsai Terms of Use. This Privacy Policy details how Bonsai collects, uses, and discloses information obtained through the Service.
Introduction
By “personal data,” we mean any information relating to you, such as your name, contact details, taxpayer identification number, account number, account balance, and transaction information or online identifiers such as your IP address. Personal data does not include data where you can no longer be identified from it, such as anonymized aggregate data.
Bonsai is a data controller. This means that we are responsible for deciding how we hold and use personal data about you. Our address is 1630 30th St. Ste. A-227, Boulder, CO 80301. If you have any questions about this Privacy Policy or how we handle your personal data, please contact us at info@mybonsai.com.
This Privacy Policy applies to personal data about you that we collect, use, and otherwise process in connection with your relationship with us as a user of the Service.
We may provide supplemental privacy notices on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your personal data. Those supplemental notices should be read together with this Privacy Policy.
Categories of Personal Data and How We Use Them
| Categories of personal data collected | What we use this personal data for | Lawful Basis |
|---|---|---|
| Name, contact details, business contact details, location information, behavioral information, device, browser information, advertising information and information about how you use our Websites | In connection with our legal obligations and legal proceedings, such as responding to a subpoena. | Processing is necessary for the purposes of our legitimate interests in complying with legal obligations to which we are subject. |
| To carry out statistical analysis and market research. | Processing is necessary for the purposes of our legitimate interests in analyzing and researching the market. | |
| To provide tailored experiences and advertisements about our products and services to you. | Processing is necessary for the purposes of our legitimate interests in providing you with tailored advertising and experiences and in promoting our products and services. | |
| To provide information and products that you have requested from us, such as our White Papers and research information. | Processing is necessary for the purposes of our legitimate interests in providing you with tailored advertising and in promoting our products and services. | |
| To update and maintain our records. | Processing is necessary for the purpose of our legitimate interest in maintaining accurate records. | |
| To deliver relevant website content and advertisements to you and measure or understand the effectiveness of the advertising we deliver to you. | Processing is necessary for the purposes of our legitimate interests in studying how our clients use our products/services, to develop them, grow our business and inform our marketing strategy. | |
| To use data analytics to improve our Websites, products/services, marketing, client relationships and experiences. | Processing is necessary for the purposes of our legitimate interests to define types of users for our products/services, to keep our Websites updated and relevant, to develop our business and to inform our marketing strategy. | |
| To identify products, content and services that you might be interested in. | Processing is necessary for the purposes of our legitimate interests in identifying the types of users for our products/services and to develop our business and to inform our marketing strategy. | |
| To market our products, content and services to you directly or through our third-party sales affiliates. | Consent. | |
| To send you surveys regarding Bonsai products or services. | Consent. | |
| To invite you to events such as our webinars. | Consent. | |
| To send you automated email workflows on Bonsai literature, events or services, based on information you have requested. | Consent. |
We also collect, use, and share aggregated data such as statistical or demographic data for any purpose. Aggregated data may be derived from your personal data but is not considered personal data itself as it can no longer be used to identify you. For example, we may aggregate your browsing information data to calculate the percentage of our users interested in a specific product type. However, if we combine or connect aggregated data with your personal data so that it can be used to identify you, we treat the combined data as personal data which will be used in accordance with this Privacy Notice.
Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, if we are required by law to do so or if we reasonably believe that it is necessary to protect our rights and/or to comply with judicial or regulatory proceedings, a court order or other legal process.
How We Collect Your Personal Data
We may collect personal data about you in the following ways:
- When you submit your information on our websites through our collection forms.
- When you request literature or research information from us.
- When you visit our websites.
- When you attend our webinar presentations.
- When you attend other Bonsai-hosted events.
- When we send you emails.
We may also automatically collect certain data when you interact with our websites, such as technical data about your equipment, browsing actions, and patterns. We collect this personal data by using cookies, server logs, and other similar technologies.
In addition, we may receive personal data about you from third parties and public sources, such as:
- Companies contracted by us to provide services to you, such as our webinar service provider.
- Companies contracted by us to offer or market our sales materials to you, such as our sales affiliates and external sales partners.
- A marketing service provider, who combines data you provide on our websites with other publicly available data about you, such as your social media account information.
Sharing Your Personal Data
We may share your personal data with third parties in various situations, as required by law, with your consent, or when we have a legitimate interest. Some of the parties we may share your personal data with include:
- Our service providers, including our attorneys, IT service providers, webinar service provider, and marketing service provider.
- Our sales affiliates and external sales partners.
- Other entities in our group for advertising and marketing purposes, in the context of a business reorganization or group restructuring exercise, for system maintenance support, and for hosting of data.
- A regulator or government entity if we are required by law to do so or if we reasonably believe that disclosure is necessary to protect our rights and/or to comply with judicial or regulatory proceedings, a court order, or other legal process.
Withdrawal of Consent
If you provided consent for the collection, processing, and transfer of your personal data for a specific purpose, you have the right to withdraw your consent at any time by contacting us at info@mybonsai.com. Once we receive notification that you have withdrawn your consent, we will no longer process your information for the purpose(s) you originally agreed to unless we have an alternative legal basis for doing so.
Security of Your Information
We employ reasonable technical, administrative, and physical measures to protect information within our system from unauthorized access, destruction, misuse, loss, or alteration. However, we cannot guarantee the internet to be 100% secure. If we receive instructions using your log-in information, we will consider them as authorized.
Access to Your Information and Your Choices
If you have registered an account with us, you may access your information for correction or updates by logging into your account or contacting us.
You may opt-out of receiving emails from us by following the unsubscribe instructions in any email you receive from us. However, this will not prevent us from sending emails related to your account or transactions.
You can choose to block or delete cookies through your browser settings. Please note that this may affect the Service’s performance and certain features may not work properly.
Children’s Privacy
We do not knowingly collect, maintain, or use personal information from children under 13 years of age, as defined by COPPA. If we learn that we have collected personal information from children under 13, we will take steps to delete such information and terminate the child’s account.
International Users
If you visit the Service from the European Union or other regions with data privacy laws, you are agreeing to the transfer of your information to the United States and processing globally. By providing your information, you consent to any transfer and processing as described in this Privacy Policy.
Changes to Our Privacy Policy and Practices
We will post any adjustments to the Privacy Policy on this web page. Your continued use of the Service after changes to the Privacy Policy constitutes your acceptance of the new terms. If we desire to use information in ways not previously disclosed, we will make reasonable efforts to provide notice and obtain consent as required by law.
Your California Privacy Rights
We do not share your personal information with third parties for their direct marketing use. We are not currently required to comply with the California Consumer Privacy Act.
Notice to Colorado, Connecticut, Virginia, and Utah Residents
We are not currently subject to the Colorado Privacy Act, the Connecticut Personal Data Privacy Act, the Utah Consumer Privacy Act, or the Virginia Consumer Data Protection Act. If we become subject to any of these laws in the future, we will update this Privacy Policy accordingly.